Building the Kingdom.

Transforming Lives.

One Investment at a Time.

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Building the Kingdom. Transforming Lives. One Investment at a Time.

1-888-878-3060

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Disclosure

THIS IS NOT AN OFFERING TO SELL THE SECURITIES OF THE ALLIANCE DEVELOPMENT FUND, INC. NOR CONSTITUTE SOLICITATION OF AN OFFER TO BUY. THERE SHALL NOT BE ANY SALE OF THESE SECURITIES IN ANY STATE IN WHICH OFFER, SOLICITATION, OR SALE IS NOT AUTHORIZED. THE OFFERING IS MADE ONLY BY THE OFFERING CIRCULAR, COPIES OF WHICH MAY BE OBTAINED BY WRITING TO THE ALLIANCE DEVELOPMENT FUND, INC., PO BOX 63419, COLORADO SPRINGS, CO 80962-3419. PLEASE REMEMBER THAT PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. INVESTMENTS ARE NOT INSURED BY THE SECURITIES INVESTOR PROTECTION CORPORATION (SIPC), THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC), OR ANY STATE OR FEDERALLY REGULATED GOVERNMENTAL AGENCY. THE SECURITIES WILL BE OFFERED AND SOLD ONLY TO OR FOR THE BENEFIT OF PERSONS OR LEGAL ENTITIES OF THE CHRISTIAN AND MISSIONARY ALLIANCE (THE “C&MA”), WHO, AT THE TIME OF RECEIVING AN OFFERING CIRCULAR AND PURCHASE APPLICATION AND AGREEMENT, ARE MEMBERS OR CONSTITUENTS OF, CONTRIBUTORS TO, OR PARTICIPANTS IN THE C&MA, THE FUND OR IN ANY CHURCH AND/OR THEIR ORGANIZATIONS, OR IN ANY PROGRAM, ACTIVITY OR ORGANIZATION WHICH CONSTITUTES A PART OF THE C&MA DENOMINATION OR THE FUND OR IN OTHER RELIGIOUS ORGANIZATIONS THAT HAVE A PROGRAMMATIC RELATIONSHIP WITH THE C&MA OR THE FUND OR WHO ARE ANCESTORS OR DESCENDANTS OF SUCH PERSONS. IN ADDITION, CERTIFICATES AND RETIREMENT AGREEMENTS MAY BE SOLD TO IRAS ESTABLISHED FOR THE BENEFIT OF SUCH PERSONS. THE SECURITIES INVOLVE RISKS TO INVESTORS.  PROSPECTIVE INVESTORS SHOULD CONSIDER THE FOLLOWING FACTORS BEFORE MAKING A COMMITMENT TO PURCHASE ANY OF THE SECURITIES. FOR A COMPLETE DISCUSSION OF THE RISK FACTORS PLEASE REFER TO THE OFFERING CIRCULAR. • THE SECURITIES ARE UNSECURED OBLIGATIONS WITH NO SINKING FUND OR TRUST INDENTURE • NO RESERVE ACCOUNTS TO FUND POTENTIAL WITHDRAWALS • FUND’S INVESTMENTS SUBJECT TO MARKET RISK • SECURITIES NOT INSURED OR GUARANTEED • MORTGAGE LOAN DEFAULTS • NET ASSETS ARE THE ONLY SOURCE OF CAPITAL FOR THE FUND • LENDING AND LOAN ENFORCEMENT POLICIES DIFFER FROM COMMERCIAL LENDERS • TRANSFER RESTRICTIONS • POSSIBLE CHANGES IN FEDERAL OR STATE LAW • DELINQUENT LOANS MATERIAL TO THE FINANCIAL CONDITION OF THE FUND • NEGATIVE IMPLICATIONS TO VARIABLE INTEREST RATES • UNILATERAL REDEMPTION AUTHORITY • DEPENDENCY ON PRINCIPAL REPAYMENTS AND CASH RECEIPTS FROM THE SALE OF INVESTMENT OBLIGATIONS • AUTOMATIC RENEWAL OF CERTIFICATES • GEOGRAPHIC CONCENTRATION OF LOANS

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