Investment Services

Individual Retirement Accounts (IRA)—4.50%

New or established Traditional or Roth IRAs.
Traditional and Roth IRA rollovers and transfers accepted.
Investment can grow tax-deferred in a Traditional IRA or tax-free in a Roth IRA.
All administration fees are paid by ADF when using GoldStar Trust as custodian and holding only ADF-sponsored assets.
Maximum annual contribution for Traditional/Roth IRA's is 100% of the individual's compensation to a maximum of $4,000 ($5,000 if the individual is age 50 or older).
The funds are on deposit with ADF, Inc. in a Retirement Agreement Account.

If you are interested in receiving an establishment kit, please contact ADF for the application forms and offering circular.

Uniform Lifetime Table

§ 1.401(a)(9)-9, A-2

After 2003, You MUST Use The Distribution Periods Shown On This Table When Computing Lifetime Distributions Unless Your Spouse Is Your Sole Designated Beneficiary And His Or Her Year Of Birth Is More Than Ten Calendar Years After Your Year Of Birth.

Age of Plan Participant or IRA Owner

Distribution Period

Age of Plan Participant or IRA Owner

Distribution Period

70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92

27.4
26.5
25.6
24.7
23.8
22.9
22.0
21.2
20.3
19.5
18.7
17.9
17.1
16.3
15.5
14.8
14.1
13.4
12.7
12.0
11.4
10.8
10.2

93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115 and Older

9.6
9.1
8.6
8.1
7.6
7.1
6.7
6.3
5.9
5.5
5.2
4.9
4.5
4.2
3.9
3.7
3.4
3.1
2.9
2.6
2.4
2.1
1.9

Are you ready to invest?

THIS IS NOT AN OFFERING TO SELL THE SECURITIES OF THE ALLIANCE DEVELOPMENT FUND, INC. NOR CONSTITUTE SOLICITATION OF AN OFFER TO BUY. THERE SHALL NOT BE ANY SALE OF THESE SECURITIES IN ANY STATE IN WHICH SUCH OFFER, SOLICITATION, OR SALE IS NOT AUTHORIZED. THE OFFERING IS MADE ONLY BY THE OFFERING CIRCULAR, COPIES OF WHICH MAY BE OBTAINED BY WRITING TO THE ALLIANCE DEVELOPMENT FUND, INC., P.O. BOX 63419, COLORADO SPRINGS, CO 80962-3419.

PLEASE REMEMBER THAT PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. INVESTMENTS ARE NOT INSURED BY THE SECURITIES INVESTOR PROTECTION CORPORATION (SIPC), THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC), OR ANY STATE OR FEDERALLY REGULATED GOVERNMENTAL AGENCY.

SECURITIES MAY BE OFFERED AND SOLD ONLY TO OR FOR THE BENEFIT OF PERSONS OR LEGAL ENTITIES OF THE CHRISTIAN AND MISSIONARY ALLIANCE, WHO, AT THE TIME OF RECEIVING AN OFFERING CIRCULAR AND PURCHASE APPLICATION AGREEMENT, ARE MEMBERS, CONSTITUENTS, CONTRIBUTORS TO, OR PARTICIPANTS IN ALLIANCE CHURCHES AND/OR THEIR ORGANIZATIONS, OR WHO ARE ANCESTORS AND DESCENDANTS OF SUCH PERSONS. IN ADDITION, RETIREMENT AGREEMENTS MAY BE SOLD TO IRAs AND 403(B) ACCOUNTS ESTABLISHED FOR THE BENEFIT OF SUCH PERSONS.

The Alliance Development Fund, Inc.

Partners In Building Churches To Transform Lives

Investment Services

Individual Retirement Accounts (IRA)—4.50%

Uniform Lifetime Table